Loss Adjusting
Loss Adjusting
At IMLARCO, we provide independent and globally consistent loss adjustment services for the insurance industry. Our highly trained professionals are experts in a wide range of sectors, including marine, property, liability, casualty, and more. Whether you need remote or on-site assistance, we deliver reliable, high-quality services tailored to your specific needs. By partnering with IMLARCO, you gain access to a broad spectrum of loss adjustment services, including:
Marine Average Adjusting
We cover ships, vessels, cargo, hull and machinery, pleasure crafts, inland marine, and land-based equipment.
Our dedicated Marine Adjusting team provides specialized expertise in handling claims related to hull and machinery, cargo, yachts, ports and terminals, and marine liability.
Our approach ensures accurate assessment, fair settlement, and swift resolution of marine claims, minimizing downtime and protecting your maritime interests.
We work closely with clients, insurers, and legal teams to deliver transparent reporting and efficient claim resolution across all marine sectors.
Our team leverages deep industry knowledge and global networks to handle even the most complex marine claims with precision and professionalism.
Property Loss Adjusting
We focus on liabilities in areas such as personal and environmental liability, construction all-risk policies, corporate liability, machinery breakdown, and product recalls.
Our experienced adjusters conduct thorough investigations and damage assessments to ensure accurate claim evaluations and fair settlements.
We work closely with clients, insurers, and legal teams to resolve property loss claims efficiently, minimizing business interruption and financial impact.
With a commitment to transparency and professionalism, we tailor our approach to meet the unique needs of each case.
We stay up to date with industry standards and regulatory requirements to ensure all property claims are handled with compliance, accuracy, and integrity.
Technical and analytical support during negotiations with insurance companies
We offer in-depth technical and analytical support throughout your negotiations with insurance companies. Our experts work closely with you to present clear, evidence-based documentation and insights that strengthen your claim, ensuring faster resolutions and better outcomes.
We help bridge the gap between technical complexities and insurance language, making your case easier to understand and harder to dispute.
Our team’s strategic input empowers you to negotiate from a position of strength, increasing the likelihood of favorable settlements.
We continuously monitor the negotiation process, providing real-time guidance and adjustments to align with evolving discussions and maximize claim value.
Investigation of Loss Causes and Determination of Liability
We conduct thorough investigations to identify the root causes of losses and determine liability with precision. Our approach combines on-site inspections, documentation review, and expert analysis to deliver clear, objective findings that support fair and informed claim decisions.
We collaborate with engineers, forensic specialists, and legal advisors to ensure every angle of the loss is properly examined.
Our detailed reports provide insurers and clients with the clarity needed to navigate complex liability scenarios confidently.
By uncovering factual evidence and eliminating uncertainty, we help drive faster claim resolutions and minimize disputes.
Hull and Machinery Claims
IMLARCO offers expert handling of hull and machinery claims, combining legal insight with deep industry knowledge. We’re well-versed in standard time clauses and aligned with the Marine Insurance Act 1906, Insurance Act 2015, and industry norms. Our comprehensive approach ensures accurate, compliant, and efficient claim management
- Hull claims management for insurers, with consultancy provided at all stages of the claims process.
- Shipyard claims, including builder’s risk and ship repairer’s liability.
- Recovery actions handled through arbitrators and law firms worldwide.
- Technical services, including marine engineering advice, navigation support, safety compliance, repair tendering, certification, condition surveys, crew evaluations, and more.
- Assessments of loss of earnings and business interruption.
🌍 Global Reach, Local Expertise
With a presence across key trade routes and commercial hubs, our team combines global standards with local insights.
We understand the complexities of cross-border claims and adapt our services to the unique regulations and expectations of each market.
🛠 Tailored Solutions for Every Sector
From shipping incidents and warehouse damage to fire losses and third-party liability claims, IMLARCO provides customized adjusting solutions that ensure fair outcomes and smooth claim resolution. Our deep industry knowledge allows us to manage both routine claims and complex, high-value losses with precision and transparency.
Cargo Claim
With a team comprising former Lloyd’s Agents, we bring extensive experience in handling cargo insurance claims for both Lloyd’s syndicates and company insurers worldwide. Our services encompass the full spectrum of cargo insurance, including claims management, technical investigations, and recoveries.
We specialize in managing cargo claims for products and commodities transported by land, sea, and air. Our in-depth knowledge of the Institute Cargo Clauses and English law ensures that every case is handled professionally and efficiently.
Our Cargo Claims services include:
- Comprehensive cargo claims management, with consultancy provided to insurers and reinsurers throughout the claims cycle.
- Recovery efforts coordinated with recovery agents and law firms worldwide.
- Loss mitigation strategies, including salvage sales and segregation, regardless of location.
- Liability claims handling for freight forwarders, logistics providers, and car carriers.