We provide independent, globally uniform remote and on-site loss adjustment services for the insurance industry worldwide, with highly trained professionals across all marine areas and also property, liability, casualty and more.
Depending on your objectives, by working with IMLARCO, you can draw on a number of loss adjustment services, including:
Marine Average Adjusting: average adjusting services related to ships, vessels, cargo, hull and machinery, pleasure crafts, inland marineand landbase equipment.
Property Loss Adjusting: loss adjusting services related to liability in the field of personal liability, environmental liability in the field of personal liability, environmental liability, construction all risk, corporate liability, recallof goods and machinery breakdown, recall of godsto construction all-risk liability.
Marine Average Adjusting
Our Marine team offers expertisein handling and adjustment of hull and machinery, cargo, yacht, ports and terminals, and liability claims.
Hull and Machinery
This expertise arises from a combination of legal and industry qualifications. Understanding the widely-used time clauses gives us an edge over other companies. Our team possesses the right knowledge and experience to handle this specialized set of clauses and have the understanding to interpret the clauses in a way that lines up with the MIA 1906, insurance Acy 2015, common law and industry practice.
Our services includes:
Hull claims management for insurers providing consultancy services to insurers and reinsurers at any stage of the claims cycle
Shipyard claims including builder´s risk and ship repairer´s liability claims
Recoveries handled with arbitrators and law firms around the world
Technical services for insurers seeking specific advice on marine engineering, construction (naval architecture), navigation, safety and compilance issues (including causation, repair tendering and pricing, certification and yard review), condition surveys, shoreside management and crewing reviews.
Loss of earnings and business interruption.
Cargo
Our team were former Lloyd´s agent and have a considerable experience in handling cargo insurance claims for Lloyd´s syndicates and company insurers in the UK and overseas, and for their clients. The services we offer include comprehensive claims management, technical investigation of losses, loss adjusting and recoveries.
The institute Cargo Clauses are in our vein along with all spheres of English Law, therefore our clients can rest assured that every single case is being handled in the utmost professional manner.
We are experts in managing cargo insurance claims for products and commodities carried by land, sea and air. We work for leading insurance companies based overseas and, in the UK, and for their clients, and for Lloyd's syndicates. We offer a comprehensive claims management service including technical investigation of the loss, legal review where required, loss adjusting and recoveries against third parties. Additionally, we handle associated liability claims for freight forwarders, logistics entities and car carriers.
Our services include:
Cargo claims management for insurers providing consultancy services to insurers and reinsurers at any stage of the claims cycle
Cargo Recovery handled with recovery agents and law firms around the world
Loss mitigation service – assisting in any salvage sale or segregation needed regardless of the location
Ports and terminals, liabilities and recoveries
We provide effective and responsive claims management and adjusting services for insurers not only in marine policies but also in the specialized port and terminals policies, especially those drafted with the popular wavelength wording. Those polices are unique and require a deep understanding.
Our team are as well from port and terminal industry and have the needed expertise to handle port and terminals claims.
This includes: establishing claims procedures and reporting lines; designing and maintaining claims and recoveries databases; providing reporting and management information; reviewing claims records and advising on loss prevention measures; claims adjusting and recoveries; management of claims funds; providing claims and performance analysis for renewals.
Ports and terminals are essential to the smooth operation of global trade. With round the clock operation and many different users, they are exposed to a wide range of operating risks, physical damage and liability claims.
Our services are designed to mitigate risk for operators and to provide an effective and rapid claim adjusting service for insurers following an incident based on well understanding of shipping law and international conventions.
We also provide a complete claims management service to global insurers, including:
Setting up claims procedures and reporting lines
Designing and maintaining claims and recoveries databases, providing reporting and management information
Regular reserve reviews
Reviewing claims records and advising on loss prevention measures
Claims adjusting and recoveries
Management of claims funds allowing prompt settlement of claims within pre-agreed settlement authority levels
Providing claims and performance analysis to Underwriters in advance of renewal on an account-by-account basis
